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Kids and Money

Brad Kelley
February 2008

Train up a child in the way he should go, Even when he is old he will not depart from it. (Prov. 22:6)

It has been said that the church is never more than one generation away from extinction. Though Scripture promises that the church will persevere, the saying points to the importance of passing the facts of our faith along to the next generation, including those facts which pertain to money and its proper use.

The Bible has much to say about temporal things and their connection with eternal things. In brief, that everything belongs to God and that people are only stewards, or caretakers, of that which has been entrusted to them, however much or little that may be. That money is a cruel master but a wonderful slave. That money and time invested in God’s work in this life pays dividends in eternity. That the pursuit of riches in this life is a valid undertaking only insofar as those riches are put to kingdom purposes. Parents must teach their children the joy and importance of kingdom giving as a part of any well-rounded biblical instruction.

But Christian giving cannot be separated from salvation itself. In writing to the church at Corinth, Paul extolled the generosity of the Macedonian churches by saying “but they first gave themselves to the Lord and to us by the will of God.” (2Cor 8:5) Those who find giving difficult should ask themselves if they love God and have given themselves to Him. So also our prime directive as Christian parents is to evangelize our children.

Just as birth is followed by growth, salvation is followed by sanctification. Sanctification is the process by which children of God grow in godliness or “god-likeness”. And because “God so loved the world that He gave”, giving is inextricably linked with godliness. Any exhortation for our children to grow in the Lord must include the importance of the giving of time, money and talents to Him. Just as Paul taught the Corinthians, parents should teach their children that God is faithful and completely trustworthy and will provide for his people when they give to His work.

When young children are recipients of cash gifts for birthdays or holidays parents should encourage them to give a portion to the Lord. This should continue as they begin to earn small amounts from odd jobs, etc. One may say that giving such small amounts hardly matters. But this is not true. Men often avoid doing little things by promising to do great things. The result is that they do nothing at all. There is a clear connection between being faithful with little in order to be trusted to be faithful with much. John D. Rockefeller, the richest man of his time said “I never would have been able to tithe the first million dollars I ever made if I had not tithed my first salary, which was $1.50 per week.” Children and adults must learn that everything comes from God and belongs to Him. There is no word more antithetical to spiritual growth than “mine.” Every gift, no matter how small, is an act of faith and a stepping stone on the path to Christian character.

Teach your children the principles of stewardship. Teach them to work and they learn self-respect. Teach them to save and they learn discipline. Teach them to give and they learn to love.


Giving

Bar Chart, monthly giving

Pie Chart, giving goal

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